by Darcie Duranceau
How Security Federal Savings Bank Helps Homeowners Build with Confidence — Even in a Shifting Economy
The housing market often moves to its own unpredictable beat, with fluctuating rates and shifting trends that can make building a custom home feel daunting. An experienced loan officer may be just the thing for dealing with fluctuating economies as homeowners realize the dream of building their dream home.
STABILITY IN AN UNSTABLE MARKET
There is a lot of uncertainty about the market right now—especially as it pertains to interest rates. Security Federal Savings Bank offers foundational financial strategies designed to instill confidence. Options like fixed-rate construction loans provide predictability in monthly payments, shielding homeowners from fear of fluctuations during the building process.
That said, pre-approval is crucial, allowing homeowners to understand their borrowing capacity from the outset. As Denise Abshire, a Construction Loan Officer with decades of experience, often emphasizes, it is important to fully grasp one’s ability to afford principal, interest, taxes, and insurance. Starting this discussion early can help with establishing realistic expectations.
A PARTNER WHO KNOWS YOUR WHY
“This was our dream, and we knew that we needed to buy the land to make the build a possibility. Denise was able to educate us because we didn’t know about how to get a loan to buy land. With her help, we were able to use a home equity loan, which was so convenient,” says client, Whitney Hammond.
At SFSB, you are more than the sum of your accounts. Denise Abshire’s client-centric philosophy ensures she can always prioritize what is best for the client. Her dedication to client satisfaction, reflected in a remarkable 90% referral rate, highlights a partnership built on trust.
